Thank you for visiting the Delaware HARP Loans program.  Underwater homeowners of Delaware can now breathe a much needed sigh of relief! The Home Affordable Refinance Program part 2 or (HARP 2) officially arrived in March 2012 and it’s been helping the great state of Delaware tremendously!  More homeowners are taking advantage of this program and refinancing their mortgage to a lower rate and saving a boatload each month on monthly mortgage payments. Our Delaware HARP Lenders are helping thousands of homeowners across the state and have helped prevent many foreclosures and short sales which would further reduce home value.

To be eligible for the HARP 2 refinance program you must meet certain criteria such as:

  • Your loan must be backed by Fannie Mae or Freddie Mac*
  • You must have purchased your home before June 1, 2009.
  • You must be current on your last 6 months payments and can have missed only 1 payment in the last 12 months.
  • You must have not have refinanced under the previous HARP program.
*One thing to note is that even if you can’t find your loan in the Fannie or Freddie database, you loan may still be backed by one of these financial institutions.

Click here to see Delaware HARP Loan Eligibility

The great part is, is that there is no LTV cap with HARP 2!  This means that if you’re a Delaware homeowner that is underwater on your home by, for example, 200%, you can still refinance to a lower rate and reduce your monthly payments.


We service all areas of Delaware including the areas below

Wilmington | Dover | Newark HARP Loan | Middletown | Smyrna | Milford | Seaford | Georgetown | Elsmere | New Castle | Millsboro | Laurel | Harrington | Camden | Clayton | Lewes | Milton | Selbyville | Townsend | Bridgeville | Ocean View | Delaware City | Delmar | Cheswold | Rehoboth Beach | Wyoming | Felton | Blades | Bellefonte | Bethany Beach | Newport | Greenwood | Frankford | Dagsboro | Frederica | Millville | South Bethany | Arden | Ellendale | Fenwick Island | Houston | Odessa | Dewey Beach | Bowers | Ardentown | Kenton | Ardencroft | Magnolia | Little Creek | Slaughter Beach | Leipsic | Woodside | Bethel | Viola | Henlopen Acres | Farmington | Hartly

Delaware fun facts:

  • New Sweden was founded as a colony in 1638 and is recognized as the first permanent colony on Delaware soil.
  • Thousand Acre Marsh is the largest freshwater tidal wetland in northern Delaware. The Chesapeake and Delaware Canals border the marsh.

If you’re facing foreclosure in Delaware, make sure you’re aware of your rights and other actions you need to take.