Alaska home owners have been more fortunate than some other areas in the country when it comes to being underwater (owing more on your mortgage than your house is worth) on their houses. However, there are still a number of home owners who should strongly consider refinancing their home or investment property mortgages using the HARP 2.0 Refinance Program.
This refinance program allows qualified home owners the chance to refinance their existing home loan with a mortgage that is either a lower rate, a shorter term or both. And, the qualifications are very easy to meet.
General HARP 2.0 Loan Qualifications:
1. Be current on your mortgage payments for the last six months. (Some lenders will require 12 months)
2. Your mortgage must be guaranteed by Fannie Mae or Freddie Mac.
That’s about it! There are a few more general loan requirements that many HARP lenders put in place. But those are the basic program guidelines as determined by the government.
If you are fortunate enough to live in one of the most beautiful and breathtaking states in the country, and still own your home, you owe it to yourself to check to see if you are eligible to save thousands of dollars be utilizing the HARP 2.0 Refinance Program. It is one of the best government sponsored refinance programs to ever be offered to underwater homeowners.
We service all areas of Alaska including the areas below:
Anchorage HARP Loan | Fairbanks | Juneau | Sitka | Ketchikan | Wasilla | Kenai | Kodiak | Palmer | Homer | Unalaska | Barrow | Soldotna | Valdez | Nome | Kotzebue | Petersburg | Seward | Upper Kalskag | Port Lions | Dillingham | Cordova | Wrangell | Haines | North Pole | Houston | Craig | Hooper Bay | Sand Point | Delta Junction | Skagway | Emmonak | Chevak | Selawik | Togiak | Mountain Village | Akutan | Klawock | Unalakleet | Hoonah | King Cove | Kwethluk | Point Hope | Alakanuk | Noorvik | Kake | Gambell | Savoonga | Galena | Kotlik | Pilot Station | Aniak | Shishmaref | Quinhagak | Fort Yukon | Stebbins | Toksook Bay | St. Mary’s | Wainwright | Thorne Bay | Scammon Bay | Angoon | Nunapitchuk | New Stuyahok | Saint Paul | Kachemak | Buckland | Kiana | Chefornak | Manokotak | Kivalina | Napaskiak | Saxman | Nuiqsut | Gustavus | McGrath | Marshall | Nenana | St. Michael | Napakiak | Hydaburg | Ambler | Anderson | Nulato | Russian Mission | Elim | Akiak | Seldovia | Koyuk | Tanana | Eek | Adak | Brevig Mission | Huslia | Kaktovik | Lower Kalskag | Shungnak | Teller | Anaktuvuk Pass | Goodnews Bay