Do I have to HARP refinance with my current mortgage lender?

Nope, you can do a HARP refinance with any participating mortgage lender. This is the beauty of the HARP 2 program. You should go with an independent mortgage broker rather than your servicer as an independent broker will usually get you a lower interest rate.

Click here for HARP 2 Eligibility

Back to HARP Loan FAQ