What other qualifications do I need to be eligible for the HARP mortgage program?

In order to be eligible, loans must have been purchased by Fannie Mae or Freddie Mac by May 31, 2009.  This means that you basically must have closed on your home prior to this date.

You must be current on your mortgage payments for the last 6 months and you may have been late on one payment in the last 12 months.

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