ALOHA and welcome to the Hawaii HARP Loan program.  If you’re visiting us, it probably means you’re underwater on your home or know someone who is underwater.  As of March 2012, we’re in 2nd version of the HARP 2.0 program which allows homeowners to refinance with an unlimited LTV.  This means you could be underwater, for instance, 300%, and still refinance to today’s historic low interest rates.

The HARP program only applies to homeowners who have a loan that is owned by Fannie Mae or Freddie Mac and your HARP loan must have been purchased by Fannie Mae or Freddie Mac on or before May 31, 2009.  If you don’t have a loan that is owned by Fannie or Freddie, you may qualify for a FHA streamline refinance or a VA refinance, granted you have one of those two types of loans.

The HARP 2 refinance program is scheduled to be in effect until the end of 2013.

Click here to see Hawaii HARP Loan Eligibility

The Home Affordable Refinance Program is a government program that is helping thousands of underwater homeowners in Hawaii.  Our Hawaii HARP 2 lenders have never been busier and we’re proud to help homeowners keep living in their home by helping them lower their rates and monthly payments.  Think you qualify?  Don’t wait – click below to start the process!

We service all areas of Hawaii including the areas below:

Ahuimanu | Aiea | Ainaloa | Anahola | Captain Cook | Eleele | Ewa Beach | Ewa Gentry | Ewa Villages | Haiku-Pauwela | Halawa | Haleiwa | Hanamaulu | Hanapepe | Hauula | Hawaiian Acres | Hawaiian Beaches | Hawaiian Ocean View | Hawaiian Paradise Park | Heeia | Hilo | Holualoa | Honalo | Honaunau-Napoopoo | Honokaa | Honolulu HARP Loan | Iroquois Point | Kaaawa | Kaanapali | Kahaluu | Kahaluu-Keauhou | Kahuku | Kahului | Kailua | Kalaheo | Pahala | Kalaoa | Kaneohe | Kaneohe Station | Kapaa | Kapaau | Kaunakakai | Keaau | Kealakekua | Kekaha | Kihei | Kilauea | Koloa | Kualapuu | Kurtistown | Lahaina | Laie | Lanai City | Lawai | Leilani Estates | Lihue | Maili | Makaha | Makaha Valley | Makakilo City | Makawao | Maunawili | Mililani Town | Mokuleia | Mountain View | Nanakuli | Nanawale Estates | Napili-Honokowai | Omao | Orchidlands | Estates | Paia | Papaikou | Pearl City | Pepeekeo | Poipu | Princeville | Puhi | Pukalani | Pupukea | Schofield Barracks | Village Park | Volcano | Wahiawa | Waialua | Waianae | Waihee-Waiehu | Waikapu | Waikoloa Village | Wailea-Makena | Wailua | Wailua | Homesteads | Wailuku | Waimalu | Waimanalo | Waimanalo Beach | Waimea | Wainaku | Waipahu | Waipio | Waipio Acres | Whitmore Village

Are you struggling with payments and may be facing foreclosure in Hawaii? The Hawaii Homeownership Center may be able to help you. Feel free to check them out.