Welcome Idaho Homeowners! As of March 2012, underwater homeowners living in Idaho are eligible for the Idaho HARP loan program. The Home Affordable Refinance Program part 2 or (HARP 2) is a government program aimed at helping homeowners take advantage of today’s low rates. Eligible underwater homeowners can now save hundreds if not thousands each month by refinancing their loan!  The great part is, is that there is no LTV cap with HARP 2!  This differs from the first version of the HARP program as homeowners were limited with a 125% LTV cap.

Click here to see Idaho HARP Loan Eligibility

To be eligible to refinance your home under HARP 2 in Idaho (or nationwide) you must meet the following criteria:

  • Homeowners must have a loan that is owned by Fannie Mae or Freddie Mac
  • Their home must have been purchased by Fannie Mae or Freddie Mac on or before May 31, 2009.
  • You must be current on last 6 months and last 11 of 12 months
  • You may not use HARP 2 if you refinanced under a previous version of HARP

To see if you qualify, click below and one of our Idaho HARP Lenders will contact you asap!

We service all areas of Idaho including the areas below:

Boise HARP Mortgage | Nampa | Meridian | Idaho Falls | Pocatello | Caldwell | Coeur d’Alene | Twin Falls | Lewiston | Post Falls | Rexburg | Moscow | Eagle | Kuna | Mountain Home | Chubbuck | Ammon | Hayden | Blackfoot | Garden City | Jerome | Burley | Hailey | Payette | Sandpoint | Rathdrum | Emmett | Star | Rupert | Middleton | Weiser | Preston | Fruitland | American Falls | Shelley | Buhl | Rigby | Gooding | St. Anthony | Kimberly | Orofino | Grangeville | Salmon | Heyburn | Soda Springs | McCall | Wendell | Ketchum | Homedale | Montpelier | Bonners Ferry | Filer | St. Maries | Dalton Gardens | Bellevue | Kellogg | Malad City | Aberdeen | Parma | Spirit Lake | Victor | Iona | Priest River | Driggs | Pinehurst | Osburn | New Plymouth | Wilder | Sugar City | Shoshone | Sun Valley | Glenns Ferry | Kamiah | Paul | Hansen | Ponderay | Lapwai | Ashton | Ucon | Challis | Plummer | Marsing | Arco | Genesee | Cascade | Grace | Cottonwood | Hagerman | Troy | Inkom | Greenleaf | Council | McCammon | Potlatch | Wallace | Oakley | Hazelton | Menan | Teton | Moyie Springs