Welcome to the Illinois HARP 2.0 Loan program.  Our Illinois HARP Refinance lenders can help you save hundreds – even thousands – of dollars each month on your monthly mortgage payment.  Thanks to the new government program instituted by the Obama Administration, homeowners who have loans backed by Fannie or Freddie are eligible to refinance – even if they are underwater!  This means you can take advantage of today’s low rates and refinance even if you owe more than your home is worth. A great facet of this program is that it doesn’t matter who your loan servicer is currently. You can refinance your Illinois home with any participating lender.  (Learn more here).

Aptly named HARP 2, this is the second version of the program. The HARP program only applies to homeowners who have a loan that is owned by Fannie Mae or Freddie Mac.  Your HARP loan must have been purchased by Fannie or Freddie on or before May 31, 2009.  You also must be current on payments as well for the last 6 months and 11 of last 12 months.

To see if you qualify for HARP 2, click below!

We service all areas of Illinois.  Here are some of the top areas:

  •         Chicago HARP Loan
  •         Rockford HARP Loan
  •         Aurora HARP Loan
  •         Naperville HARP Loan
  •         Peoria HARP Loan
  •         Springfield HARP Loan
  •         Joliet HARP Loan
  •         Elgin HARP Loan
  •         Waukegan
  •         Cicero
  •         Decatur
  •         Arlington Heights HARP Loan
  •         Schaumburg
  •         Evanston
  •         Champaign
  •         Palatine
  •         Bloomington HARP Loan
  •         Skokie
  •         Des Plaines
  •         Mount Prospect
  •         Bolingbrook
  •         Wheaton
  •         Oak Lawn
  •         Berwyn
  •         Oak Park
  •         Orland Park
  •         Hoffman Estates
  •         Downers Grove
  •         Tinley Park
  •         Normal
  •         Moline
  •         Elmhurst
  •         Buffalo Grove
  •         Belleville
  •         Lombard
  •         Birmingham HARP Loan
  •         Glenview
  •         Quincy
  •         Carol Stream
  •         Rock Island
  •         Calumet City
  •         DeKalb HARP Loan
  •         Hanover Park
  •         Crystal Lake
  •         Park Ridge