Welcome Minnesota Homeowners! Underwater homeowners of Minnesota – mortgage relief is here!  The Home Affordable Refinance Program officially arrived in March 2012 and will be here until 2014! Eligible underwater homeowners can now refinance their loan!  The great part is, is that there is no LTV cap with HARP 2!  For example, you can be 200% underwater and still be eligible to refinance!

Click here to see Minnesota HARP Loan Eligibility

The Home Affordable Refinance Program is a government program that is helping millions of underwater homeowners nationwide.  This is the second version of the HARP program which is sometimes referred to as “HARP 2.0″.  The HARP program only applies to homeowners who have a loan that is owned by Fannie Mae or Freddie Mac and your HARP loan must have been purchased by Fannie Mae or Freddie Mac on or before May 31, 2009.  To see if you qualify, click below!

We have a FAQ page should you want to inquire more about this program.

We service all areas of Minnesota including the areas below:

Minneapolis | Saint Paul | Rochester | Duluth | Bloomington | Brooklyn Park | Plymouth | St. Cloud | Eagan | Woodbury | Maple Grove | Coon Rapids | Eden Prairie | Burnsville | Blaine | Lakeville | Minnetonka | Apple Valley | Edina | St. Louis Park | Mankato | Moorhead | Maplewood | Shakopee | Richfield | Cottage Grove | Inver Grove Heights | Roseville | Andover | Brooklyn Center | Winona | Oakdale | Fridley | Savage | Owatonna | Shoreview | Austin | White Bear Lake | Chaska | Ramsey | Faribault | Champlin | Elk River | Chanhassen | Prior Lake | Hastings | Crystal | Rosemount | New Brighton | Farmington | Golden Valley | New Hope | Lino Lakes | South St. Paul | Northfield | Willmar | West St. Paul | Columbia Heights | Forest Lake | Stillwater | Albert Lea | Hopkins | Anoka | Red Wing | St. Michael | Hibbing | Sartell | Buffalo | Ham Lake | Hutchinson | Robbinsdale | Marshall | Brainerd | Otsego | New Ulm | Bemidji | North Mankato | Hugo | Fergus Falls | Sauk Rapids | Worthington | Monticello | Vadnais Heights | Mounds View | Cloquet | East Bethel | North St. Paul | St. Peter | Mendota Heights | Alexandria | Grand Rapids | Waconia | Fairmont | North Branch | Big Lake | Little Canada | Arden Hills | Hermantown | Waseca | Mound